Buy Now, Pay Later vs Layaway: Which Will Be the Consumer’s Saving Grace This Holiday Season?

A figure pushes cart with a sign that reads "Buy Now" and a $20 bill behind the figure that reads "Pay Later".

The holiday season is upon us… and so is inflation. According to the Labor Department, the consumer price index (CPI) rose to 0.01% bringing the total inflation rate to 8.26% as of August 2022. Many consumers have had to rethink their finances as prices for necessities such as groceries and clothing continue to rise. The …

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Merging Generations: How Millennials and Gen Z are Changing the Labor Force

I think we all can agree the traditional norms of the workplace have been outdated for a long time. Unfortunately, if not for the pandemic we would still be working under stressful conditions for companies who only viewed employees as numbers. Past generations have dealt with this way of life for far too long. Working …

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3 Ways Retailers Can Prepare For a Successful Holiday Season

This holiday season will be challenging for many retailers. According to Deloitte, holiday sales are predicted to increase7-9% this year. But what if retailers can’t produce enough staff or product to sustain those numbers? How will retailers be able to overcome or pivot around these barriers? To ensure employees and customers have a successful holiday …

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Does Workplace Culture Have an Effect on Labor Shortages?

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Many businesses in retail, hospitality, and restaurant industries, are having a hard time finding not only good, qualified applicants but applicants in general. Restaurants and businesses across the U.S. have had to close their doors early due to the lack of employees to sustain the business and to keep their current employees from exhaustion. While …

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